The eviction/foreclosure moratorium is expiring. What do I need to know?
Massachusetts' eviction and foreclosure moratorium- which provided some of the strongest protections in the nation- expires on October 17. Evictions will put the health and safety of so many families at risk, and we need comprehensive and simple solutions (including strong legal protections and financial support) to keep people safe, healthy, and housed this year. In the mean time, however, there are still a number of legal protections and resources to know about:
1) The CDC has issued a nationwide eviction moratorium that will be in effect through December 31. The CDC's moratorium bars evictions of tenants in cases of nonpayment of rent. To be covered, renters must send their landlord a signed declaration.
More information about the CDC's moratorium here.
2) A notice to quit is not the same thing as an eviction. If you receive a notice to quit after the statewide moratorium expires, you do not have to move out by the date provided. Know your rights as a renter.
3) If you're struggling with paying your rent or mortgage, you may be eligible for Rental Assistance for Families in Transition (RAFT) or Emergency Rent and Mortgage Assistance (ERMA). Unlike the statewide moratorium, the CDC's moratorium does not bar landlords from charging late fees and does not protect against foreclosures, but these benefits can offer help with housing payments.
4) You may also be eligible for non-housing assistance. You can apply for SNAP and cash assistance online. You can apply for Lifeline, a federal benefit that helps with phone and internet bills, here.
5) Finally... none of this is a replacement for the long-term solutions we need. The Guaranteed Housing Stability Act will provide relief and support for renters and small landlords alike. Get involved and help advocate for its passage.